FINCA Armenia is part of the US-based FINCA Impact Finance network, a group of 19 microfinance institutions and banks operating worldwide. Being a global trendsetter in the microfinance industry, FINCA Impact Finance provides socially responsible financial services and enables low-income individuals and communities to invest in their futures.

Established in 1999, FINCA Armenia is one of the largest credit organizations in Armenia with the widest network of 30 branches operating in every region of the country, and a staff of over 300 people.

In the years since its establishment, FINCA Armenia has operated in a rather competitive market, with a clear message of advocating for a new standard of service - a customer-centric approach that puts quality in the heart of its operations. Leveraging the newest and most advanced technological solutions, we strive to deliver faster, smarter and more convenient services to our customers.

Continuous commitment to providing unmatched customer experience and value helped the institution to gain and maintain its leading position in the Armenian market. Public opinion polls conducted by Gallup International recognized FINCA Armenia as “The Best Credit Organization in Armenia” each year from 2013 to 2016.

In 2018, in accordance with FIF’s digital transformation strategy, FINCA Armenia began taking active steps towards digitizing its offering of financial products and services. The institution launched its Online Loan Application (OLA) system, which allows clients to apply for loans of up to AMD 1,000,000 using a smartphone, computer or tablet, all without visiting a branch. In 2019, FINCA Armenia launched its tablet-based lending, through which clients can apply for larger loans from anywhere and receive the decision within minutes.

In December 2018, FINCA Armenia became the first institution in Armenia to be awarded with the Smart Certificate for its continued adherence to the Smart Campaign’s client protection standards.

Banking

Credit

FinTech

FINCA Armenia

Vardan Gevorgyan

Lusine Asatryan

Artak Karapetyan

Emba Armine Bibilyan

Naira Tovmasyan

Irena Balayan

Vardan Haroyan

Anush Petrosyan

The Credit and Financial Analysis Team at FINCA Armenia is responsible for assessing credit risk and financial health to ensure sustainable lending practices. This team conducts in-depth financial analyses, develops risk management strategies, and prepares financial reports that guide decision-making and enhance customer service. By leveraging advanced analytics and maintaining compliance with industry standards, they support the organization's mission to provide socially responsible financial solutions to low-income communities.

Credit and Financial Analysis Team

Business Development Team

Human Resources Team

Credit and Financial Analysis Team

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Team members

Other teams at FINCA Armenia

Business Development Team

Human Resources Team