Juan Manuel Hernando de Luis

Juan Manuel Hernando de Luis currently serves as a Profesor Master PayTech at Afi Escuela since October 2024, teaching "Consumer Finance." Additionally, Juan Manuel holds the position of CEO Director General at FINDIRECT, a financial institution specializing in credit for distance selling, and also directs Frakmenta, a brand within FINDIRECT focused on BNPL and e-commerce financing. Previous experience includes various executive roles at Bankia, where responsibilities encompassed consumer financing at point of sale and recovery management, as well as a significant tenure at Madrid Leasing Corporac. EFC SA and various positions within the Grupo Caja Madrid. Juan Manuel earned a licenciatura in Economicas y Empresariales with a focus on Financial Management and a Diplomatura in Business Studies with a concentration on Accounting Analysis from Universidad de Granada.