Maria Montoya-Elder

Maria Montoya-Elder has a diverse work experience spanning multiple industries. Maria currently works at FinWise Bank, where they hold the position of VP of Audit & Regulatory Exam Management. Prior to this role, they served as AVP / Director of Risk Testing and AVP / Risk Testing Manager at the same company. Maria also worked as a Senior Risk Manager at FinWise Bank.

Before joining FinWise Bank, Maria worked at WebBank for eight years as Strategic Partner Compliance Management.

Maria has also worked at Venio LLC as an Unclaimed Property Compliance Reporting Manager, where they were responsible for the entire unclaimed property reporting process and project management.

At Goldman Sachs, Maria served as a Managing Associate in the Client Onboarding Compliance Department. Maria was involved in reviewing and addressing compliance and legal issues, developing policies and procedures, and liaising with various departments.

Maria's early career includes roles at Morgan Stanley as a Client Reporting Branch Service Manager and at Morgan Stanley Dean Witter as an Operations Manager. In these roles, they managed client reporting activities, conducted due diligence reviews, and oversaw various operational functions related to account management and settlement.

Overall, Maria Montoya-Elder has extensive experience in risk management, compliance, and operations across multiple organizations.

Maria Montoya-Elder completed their Master of Business Administration with a specialization in Finance from Westminster College from 2004 to 2006. Additionally, they obtained two certifications: Certified AML and Fraud Professional (CAFP) from the American Bankers Association in July 2018, and Certified Regulatory Compliance Manager (CRCM) from the American Bankers Association in October 2013.