First Bank & Trust is one of South Dakota's largest family- and employee-owned banks, with 22 locations in 17 towns in South Dakota and Minnesota.

For more than a century, financial institutions led by generations of the Fishback family have proven that banking professionals can be conservative risk managers and entrepreneurs at the same time. The same entrepreneurial spirit that led Horace Fishback Sr. to open his first check-cashing station in Brookings, SD in 1880 drives us toward our vision: To grow a diversified independent financial corporation that excels in delivering community banking services and providing niche products nationwide.

We are proud to be a family- and employee-owned community bank.  Our 700+ employees take pride in our Be the 1 Service Culture principles - and it shows!  We offer all of the strength and capabilities you might expect from a big-bank, but still have the flexibility and responsiveness of an independent local bank.  

Let us show you how we make banking EASY. 

{Member FDIC; Equal Housing Lender}

First Bank & Trust

Kevin D. Tetzlaff

Rhonda Huml

Jodi Siemers

Cal Dejong

John Fishback

James Basten

Adam Kniffen

Jason Herrboldt

Eric Thompson

Chris Kreul

The Credit Analysis and Management team at First Bank & Trust is responsible for evaluating the creditworthiness of potential and existing borrowers. They analyze financial statements, assess risks, and determine appropriate credit limits to ensure prudent lending while supporting business growth. This team works collaboratively to manage credit portfolios, maintain the quality of the bank’s loan assets, and advise on credit policies and procedures.

Credit Analysis and Management

Leadership Team

Data and Technology Team

Executive Management

Credit Analysis and Management

About

Team members

Other teams at First Bank & Trust

Leadership Team

Data and Technology Team

Executive Management