First Capital Bank
Nicky Harris serves as Assistant Vice President at South State Bank since 2018 and has been associated with First Capital Bank as AVP and Consumer Loan Manager since 2004. At First Capital Bank, Nicky Harris created and manages a Centralized Consumer Credit Underwriting Unit, overseeing a loan portfolio of approximately $21 million and implementing policies responsive to Dodd Frank Mortgage Reform regulations. Previously, Nicky Harris worked at Wachovia, a Wells Fargo Company, from July 1987 to April 2004, where responsibilities included underwriting consumer real estate loans and managing a substantial loan portfolio of about $175 million. Nicky Harris's educational background includes attendance at Virginia Tech.
First Capital Bank
First Capital Bank opened its doors in 1998 with a mission statement that focused on one simple principle - People Matter. Since then, First Capital Bank has grown to seven branches serving thousands of people. We are committed to our mission of nurturing our individual clients, rewarding our shareholders, inspiring our employees and embracing our community. We believe that our clients deserve an experienced, knowledgeable financial partner who can provide creative banking solutions, and not just 'off the shelf' commodity products. That's why we have built a team of banking professionals, who together have over 200 years of banking experience in the Richmond area.