Derek Fox

As a locally owned bank, First Central State Bank is in touch with the community we serve and is responsive to the financial needs of our customers. "We work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future."​ First Central State Bank encourages and contributes to the economic health and growth of this community and the financial security of area families and businesses. As a customer banking with First Central State Bank, you are participating in the creation of local business opportunities, new jobs, and helping family dreams become reality. Member FDIC. Equal Housing Lender. Ohnward Bancshares, Inc. and its affiliate banks provide equal employment opportunities (EEO) to all applicants and employees for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, age, marital or veteran status, medical condition or handicap/disability, or any other legally protected status in accordance with applicable federal, state and local laws. Ohnward Bancshares, Inc. and its affiliate banks comply with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including, but not limited to, hiring, placement, promotion, termination, layoff, recall, transfers, leave of absence, compensation and training.