Richard Fakler

Richard Fakler currently serves as AVP - Treasury Services Sales Specialist at First Citizens National Bank since October 2025. Prior to this role, Richard was a Treasury Management Consultant at Alerus from 2024 to May 2025, where strategies for client acquisition and retention were developed to strengthen banking relationships. Richard’s extensive experience at Home Federal Savings Bank from March 2006 to October 2024 includes roles such as VP, Treasury Management, where initiatives were executed to increase deposit growth, and Senior Cash Management Specialist, providing operational support and expanding business relationships. Earlier positions at Home Federal Savings Bank included roles in cash management sales, operational management, and customer support, showcasing Richard's expertise in treasury management and business operations. Richard holds a Bachelor’s degree in Business Administration from Winona State University and an Associate's degree from North Iowa Area Community College.