Debra J Morgan

Debra J Morgan serves as the Chief Retail Officer at First Commerce Bank since July 2025, bringing extensive experience in retail banking and sales management. Prior roles include Regional Sales Manager at Provident Bank, Regional Administrator and SVP Market Manager at Lakeland Bank, and Vice President of the Customer Contact Center at Sun, a division of Ocean First Bank, N.A. Debra also held significant positions at TD as Retail Market Manager and Call Center Director, and at First Union as a Business Banking Consultant. Early career involvement includes branch operations and new business development at Commerce Bank. Debra holds a certification in Commercial Credit for Lenders from The Risk Management Association and has a background in business from Kent State University.