Jay Peoples has extensive experience in the banking and lending industry, currently serving as Vice President and Consumer Lending Manager at First Commonwealth Bank since August 2007. In this role, Jay oversees the consumer underwriting process, integrating lending strategies with underwriting policies and developing guidelines to foster growth while preserving portfolio integrity and profitability. Prior to this, Jay held various positions at Peoples Equity Mortgage, Inc. and Beneficial Finance CDC, including President and Branch Sales Manager, respectively. Jay holds a Bachelor of Science degree in Marketing and Management and Business Systems from Indiana University of Pennsylvania.