First Electronic Bank
Joe Leal is an experienced professional in strategic partnerships and relationship management within the banking and financial services industry. Currently serving as Strategic Partnerships Manager at First Electronic Bank since June 2021, Joe leads third-party management activities, focusing on due diligence and oversight. Prior roles include VP of Strategic Partnerships at Axos Bank, where responsibilities encompassed project and relationship management for various financial programs, and Account Executive at BofI Federal Bank, managing prepaid card implementations and customer relationships. Joe also has a strong background with First California Bank, Palm Desert National Bank, Guaranty Bank, and Citibank, focusing on implementation, client relations, and proactive sales strategies. Joe holds a Bachelor of Science degree in Business from the University of Phoenix.
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First Electronic Bank
First Electronic Bank is an FDIC-insured, state-chartered industrial bank headquartered in Salt Lake City, Utah. First Electronic Bank believes in building a financial services industry that is inclusive and effective for the diverse range of consumers, businesses, and partners that rely on it. We believe that expanded access to credit and innovation benefits society, and that quality financing programs must be compliant, economically stable, straightforward, and avoid consumer harm. We partner with dynamic technology and financial services providers to offer credit products across the credit spectrum: from “prime” to “subprime”, from small businesses to individual consumers, from general purpose credit cards to point-of-need installment loans.