First Farmers and Merchants Bank
Andrew Davis is an experienced Chief Credit Officer with a background in various financial institutions such as First Farmers and Merchants Bank, Wells Fargo Bank, Wachovia Bank, SouthTrust Bank, and Central Bank of Alabama. Throughout their career, Andrew has held titles such as Senior Credit Officer, Senior Vice President, and Vice President, managing credit functions, commercial lending, and risk management. With a degree in Accounting from the University of North Alabama, Andrew has a solid foundation in financial analysis and credit underwriting.