Larry McGrath

Larry has more than 40 years of commercial banking experience, primarily loan related. He served for more than two decades as Executive Vice President and Senior Loan/ Senior Credit Officer. In this capacity, he was responsible for all aspects of his bank’s lending activities. These accountabilities included commercial, consumer, leasing and residential lending. His career focused on the development and maintenance of sound and profitable loan portfolios, as well as maximizing operating efficiencies. During his tenure as Senior Loan Officer, he was directly involved in production forecasting, customer and loan officer profitability models and product development.

Upon his retirement in 2002, Larry served as Senior Loan Consultant with a national firm, where he represents them on loan-related consulting assignments. In addition, he serves as a facilitator and instructor of various loan programs, seminars and banking schools. Larry has extensive experience with both community and regional banks. In the past, he served as an Executive Officer for a multi-bank holding company. In addition to his lending responsibilities, he served as a Regional President and a member of the bank’s Executive Management and Asset/Liability Committees.