First Federal Bank
Philip is a native of Lake City, Florida, and graduated from Spring Hill College in Mobile, Alabama in 1971 with a bachelor’s degree in Accounting. He then became a Certified Public Accountant and in 1972 joined the firm of Odom, Moses & Company, CPAs, and became the managing partner in 1987. In 1998, Philip obtained his Series 7 securities license and joined Raymond James Financial Services as a Financial Advisor. He currently holds Series 7, 9, 10, 31, and 66 securities licenses as well as Personal Financial Specialist certification.
Philip has been named to Raymond James Chairman’s Council for a number of years. He serves as Vice-Chairman on the Board of Directors of First Federal Bank and is involved in several local non-profit organizations.
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First Federal Bank
First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual bank that serves over 60,000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin. FFBF offers customers diversified financial services including personal and commercial banking, lending, mortgages, investments and more.