CECELIA D. STEWART retired as the President of U.S. Consumer and Commercial Banking of Citigroup, Inc., a global diversified financial services holding company, in 2014. She had held that position since 2011. From 2009 to 2011, she was President of the retail banking group and CEO of Morgan Stanley Private Bank N.A. Ms. Stewart is a director of one other public company, United States Cellular Corporation. She was elected as a director of First Horizon by the Board of Directors in 2014.