Jose de la Cruz

Jose De La Cruz has a solid background in commercial lending and credit analysis. Jose started their career at Pioneer Bank in 2014 as an AVP Commercial Lending - Business/Commercial Credit Analyst. In this role, they managed multiple lines of credit, conducted quarterly analysis, and evaluated real estate collateral. Jose then moved to GECU in 2018 as a Business/Commercial Loan Officer, where they were responsible for growing the credit union's commercial loan portfolio. Jose joined First Savings Bank in 2020 as a Commercial Loan Review Officer - VP, where they audit the bank's commercial loan portfolio and prepares quarterly adequacy reports.

Jose De La Cruz attended The University of Texas at El Paso from 2008 to 2013 where they earned a Bachelor's degree in Accounting and Finance. Jose then went on to pursue a Master's degree in Accounting from the same university, completing it in 2017.