First Savings Bank
Jose De La Cruz has a solid background in commercial lending and credit analysis. Jose started their career at Pioneer Bank in 2014 as an AVP Commercial Lending - Business/Commercial Credit Analyst. In this role, they managed multiple lines of credit, conducted quarterly analysis, and evaluated real estate collateral. Jose then moved to GECU in 2018 as a Business/Commercial Loan Officer, where they were responsible for growing the credit union's commercial loan portfolio. Jose joined First Savings Bank in 2020 as a Commercial Loan Review Officer - VP, where they audit the bank's commercial loan portfolio and prepares quarterly adequacy reports.
Jose De La Cruz attended The University of Texas at El Paso from 2008 to 2013 where they earned a Bachelor's degree in Accounting and Finance. Jose then went on to pursue a Master's degree in Accounting from the same university, completing it in 2017.
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First Savings Bank
We are a family-owned community bank, started in Beresford, South Dakota in 1913. Our banks are comprised of both main street and rural branches, proudly supporting the financial wellness of our customers, businesses, agriculture partners and the communities we call home. Over the years we’ve grown, but our hometown approach to banking hasn’t changed. First Savings Bank does more than just promise to meet our customers’ banking needs. We take great pride in treating each and every one of our customers with the attention and care they deserve. We offer an extensive range of customized banking services and innovative products in our branches as well as electronically. And, we’re proud to employ a team of exceptional bankers, dedicated to doing what’s right, for each and every customer, every time. First Savings Bank will always be your community bank, committed to doing what’s right for our customers in this generation – and the next. When your expectations are exceeded, we all win! First Savings Bank is Member FDIC. Equal Housing Lender. Credit applications are subject to credit approval.