Larae Kowalchik is a seasoned financial professional with extensive experience in credit management and financial analysis. Currently serving as Credit Manager at Five Star Equipment since November 2018, Larae previously held significant positions at FNCB Bank, including Assistant Vice President and Credit Administration Supervisor, where responsibilities included all aspects of loan administration and SEC reporting. Earlier roles featured sales and loan origination at various financial institutions, allowing Larae to develop a strong foundation in credit analysis and customer support. Larae holds an MBA with a concentration in Finance from the University of Scranton and a Bachelor of Science in Business Administration/Finance from Penn State University.
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