Toma N. Ghiran

Toma N. Ghiran is an experienced professional in the mortgage and finance industry, currently serving as a System Administrator at FlexPoint, Inc. since October 2019, where responsibilities include the development of the Meridianlink Loan Origination System (LOS) and supporting interfaces. Previously, Toma held roles such as Senior Underwriter at Breeze Funding, Inc., and held various underwriting and analytical positions at MGIC, Network Capital Funding Corporation, and Lexington Home Loans, where Toma implemented operational improvements and risk-mitigation procedures. Other significant contributions include enhancing production efficiency at Planet Home Lending and Equity Pointe Asset Services, along with consulting services provided through First Opportunity and leadership experience as Vice President at Tower Mortgage Capital, Inc.