Irwin Bernstein

Irwin Bernstein is the founder of CMS Services, an online tool created to simplify the gathering, sharing, reviewing and updating of an ARM firm’s Compliance Management System and provide an online compliance verification tool for creditors and debt buyers. Additionally, he conducts CFPB readiness exams on behalf of creditors and debt buyers. He is an attorney and CPA with over 30 years in the financial services industry and is also the Chief Executive Officer of Allgate Financial, a provider of outsource management, wind-down and back office services to the debt buying industry. As a debt buyer and outsource agency manager, Mr. Bernstein has conducted scores of industry reviews for his own business and on behalf of creditors and debt buyers and has participated in the acquisition of over $6 billion of consumer debt portfolios.

Mr. Bernstein is a past member of the ACA International Board of Directors, Counsel of the Delegates and Legislative Council, past chair of the Asset Buyers Division of ACA International and currently serves as President Elect of the Illinois Collector’s Association. He has spoken at numerous industry events and participated in writing key publications for ACA. Prior to joining the AR industry, Mr. Bernstein was Head of Institutional Sales for Dean Witter Reynolds Futures, the world’s 2nd largest futures firm. As a past leader in the international derivatives industry, he was an active participant in the dispute resolution process of the National Futures Association and visited China as a guest of that country’s government to lecture on the establishment and regulation of their future markets.