Fluid
Ruoyun Yang is a finance professional with extensive experience in leadership roles across various organizations. Currently serving as Co-Founder and CFO at Fluid since September 2023, Ruoyun previously worked as Head of Asia at Lendable from November 2021 to September 2023. Prior to that role, Ruoyun was an Investment Professional at the International Finance Corporation from June 2018 to November 2021 and held a position in Financial Structuring and Guarantees at The World Bank for a brief period in early 2018. Additionally, Ruoyun worked as a Consultant at London Economics International LLC from March 2014 to January 2018. Educational background includes a Master of Public Administration from Columbia University’s School of International and Public Affairs obtained in 2013 and a Bachelor of Management Science from Renmin University of China completed in 2011.
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Fluid
🌟 Did You Know? Over 70% of B2B trades are conducted on credit terms. Yet, many suppliers struggle to support this, leading to lost business opportunities. 💡 Introducing Fluid—a true GAME CHANGER. With just a tap, Fluid instantly finances your B2B purchases within 10 seconds. You get paid first, your buyers pay us later! 🌏 Based in Singapore, Fluid is a cutting-edge B2B Buy Now Pay Later solution, designed to help B2B sellers —both online and offline - finance buyers’ purchases right at the point of checkout or when invoices are issued. By replacing traditional B2B payment methods like invoice factoring, which involve outdated and cumbersome processes, Fluid revolutionizes how payments are handled. ⚙️ Fluid seamlessly connects to suppliers' ERP, accounting systems or website, enabling instant underwriting of B2B buyers. This offers a win-win scenario: buyers enjoy better payment terms, while suppliers unlock cash flow stuck in accounts receivable. Fluid integrates effortlessly into marketplaces and B2B sellers websites/apps, ERP or accounting systems, providing the payment flexibility that empowers B2B buyers to secure their purchases on credit terms or installments. 📈 The Result? Increased basket sizes and an influx of new buyers for sellers. What sets Fluid apart is its speed of underwriting, unmatched consumer-grade experience and the ability to facilitate high-velocity trade, distinguishing it from traditional digital lenders or invoice financing companies. 🚀 Ready to Revolutionize Your B2B Transactions? If you're a B2B marketplace, procurement platform, or supplier, reach out to us at wecare@gofluid.io today. Discover how Fluid can transform your payment processes and drive growth for your business.