Russell Smith M.s., Cafp

Vice-president BSA Officer. Risk Analyst at FNB Bank

Russell Smith has a diverse range of work experience spanning over multiple industries. Russell began their career in 1996 as a Loan Officer at Republic Bank & Trust, where they originated and closed consumer loans and solicited customers for complete banking relationships. In 1997, they joined Paducah Bank and Trust as a Loan Review Officer, responsible for reviewing in-house loan relationships for compliance issues and creditworthiness.

During their time at Paducah Bank & Trust, Smith also served as an AVP, conducting staff compliance training and successfully managing three compliance examinations. Russell developed compliance policies and composed comment letters. Smith then moved on to become an Assistant Security Officer and later a Compliance Officer at The Paducah Bank and Trust Company, overseeing the implementation of new regulations and conducting testing to ensure compliance.

Smith also has experience in education, as they served as an Adjunct Faculty Member at West Kentucky Community & Technical College and Murray State University. Russell taught courses in microeconomics, macroeconomics, contemporary economic issues, personal finance, and managerial finance. Russell developed lesson plans, created lecture outlines, and graded exams, quizzes, and assignments. Russell also maintained websites to facilitate student learning.

In 2011, Smith joined Independence Bank of Kentucky as a Vice President and Compliance Officer. In this role, they had a crucial responsibility for ensuring compliance with regulations. Russell then moved on to FNB Bank, where they currently serve as the Vice-President BSA Officer and Risk Analyst. Their main responsibilities include managing the BSA/AML program and conducting compliance monitoring for various regulations.

Overall, Russell Smith has a strong background in compliance, risk analysis, and education. Russell has successfully managed compliance examinations, developed policies, and conducted staff training. Their experience also includes loan review, loan origination, and customer relationship management in the banking industry.

Russell Smith, M.S., CAFP, CBAP, has an extensive education history in the field of Economics. Russell first attended Paducah Community College Murray State Graduate from 1988 to 1991, where they pursued their interest in the subject. Russell then furthered their education at Murray State University, where they obtained a Bachelor of Science degree in Economics from 1991 to 1993. Russell didn't stop there and continued their academic journey at Murray State University, obtaining a Masters of Science degree in Economics from 1993 to 1995. These educational accomplishments have equipped him with a strong foundation in Economics, contributing to their expertise in the field.

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