Heather Lowe is an experienced professional in the financial services sector, currently serving as the Head of SME Development at FNB South Africa. With a career that includes roles such as Client Portfolio Executive and Head of Enterprise Development at FNB Commercial, Heather has demonstrated expertise in business acquisition and client management. Prior to their tenure at FNB, Heather worked as an Analyst at Citibank. Heather holds a Diploma in Technology and Innovation from The Da Vinci Institute, completed between 2008 and 2009, and received education from Parktown Girls High from 1989 to 1993.