Kumar Ratnam

Product Manager

Kumar Ratnam is a skilled Product Manager with extensive experience in the financial services sector. Currently, at FPL Technologies since October 2022, Kumar is part of the Enterprise Products Team, focusing on the onboarding journey, KYC, and post-onboarding processes with six partner banks. Prior to this, Kumar worked at PwC India as a Senior Associate, where the role involved launching innovative credit cards and vendor assessment for onboarding processes. Experience at YES BANK included managing the introduction of new credit cards and ensuring compliance with RBI regulations. As a Senior Product Manager at Kotak Mahindra Bank, Kumar successfully rolled out the Kotak PVR Co-Brand Debit Card and collaborated with various stakeholders. Earlier roles at HDFC Bank encompassed overseeing net banking product life cycles and managing client onboarding for payment gateway solutions. Kumar holds a PGDM in Banking and Finance from the National Institute of Bank Management and a Bachelor of Engineering degree in Electronics and Telecommunication from G.H. Raisoni College of Engineering.

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