Phil Pantano has been with F&M Trust since November 2005, currently holding the position of SVP, Commercial Services Regional Market Manager for Greater Franklin County, PA & Washington County, MD. Prior to this, Phil worked at AmeriServ Financial Bank as a Credit Analyst. Phil holds a Master of Business Administration from Shippensburg University of Pennsylvania and a Bachelor of Arts in Accounting and Business/Management from the University of Pittsburgh-Johnstown.
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