Luminita Cioaca

Luminita Cioaca currently serves as the Deputy General Manager and CFO at Garanti Bank, with overall responsibility for the bank’s financial management since October 2010. Prior experience includes serving as Executive Manager Finance and Strategy and CFO at Bancpost from February 2005 to October 2010, where Luminita was also responsible for financial management. Earlier roles include Senior Manager of Accounting & Secondary Controls Division, Financial Controller at Rosia Montana Gold Corporation, and Audit Manager at Deloitte Romania, focusing on financial audits for institutions in Romania and Moldova. Luminita holds memberships with the Romanian Chamber of Auditors and the Association of Chartered Certified Accountants (ACCA), along with a degree from Academia de Studii Economice din București.