Josh Padgett is a strategic data science leader with a strong background in risk modeling, credit decisioning, and financial analytics, currently serving as Director of Enterprise Data Science & AI at Gartner. Previously, Josh held various roles at Toyota Financial Services, including Manager and Senior Analyst, where they managed teams to develop and deploy key credit risk models and enhance loss forecasting processes. Josh earned a Ph.D. in Mathematics from Baylor University, which underpins their theoretical foundation in applied data science and engineering. Throughout their career, they have focused on building scalable data science solutions that align with business strategies to support informed financial decisions.
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