Stephan Hoes-Pemberton

Stephan Hoes-Pemberton is an accomplished professional with extensive experience in digital payment solutions, public policy, and strategic innovation. Currently serving as Director of Digital Payment & Acceptance at Mastercard, Stephan is responsible for advancing digital solutions in Western and Northern Europe. In addition to this role, Stephan is an elected municipal councillor for the VVD party in Gemeente Loon op Zand, focusing on local governance and community development. Previous positions include Strategy Lead and Innovation Lead at International Card Services, where Stephan drove enterprise-wide digital strategies and product innovations. With a strong foundation in industrial design, complemented by various educational credentials including a Master's degree from Eindhoven University of Technology, Stephan combines technical expertise with a passion for enhancing customer experiences and navigating complex multi-stakeholder environments.