Javier Ibáñez Alvaro

Javier Ibáñez Alvaro is a seasoned professional in credit risk management, currently serving as a Senior Underwriter - Credit Risk at Pliant since December 2022. Previously, Javier held the position of Senior Credit Risk Manager at Solaris and worked at Moss as a Principal Underwriter and Team Lead, where responsibilities included building a credit risk underwriting function and managing a team of seven underwriters. Javier's extensive experience also includes roles at VAI and Funding Circle CE GmbH, focusing on credit risk analysis for SMEs in the German and Spanish markets. Prior to these roles, Javier possessed a strong background in banking as a Branch Manager at BancoCAM/Caja Mediterráneo and experience in managing an art collective. Educational background includes a Master's degree in Digital Business Management from OBS Business School and a graduate degree in Economics from the University of Valencia.