Oscar Baño Sanchez

Oscar Baño Sanchez has a diverse work experience spanning over several companies and roles. Oscar started their career at Ford Motor Credit Company as a Risk/Operations coordinator, where they played a key role in the implementation of various ERP systems and worked extensively with multiple locations across Europe. Oscar then moved on to GE Capital, where they served as a Risk Portfolio Manager, responsible for underwriting and credit policy criteria for a portfolio size of $900 million.

Afterwards, Oscar joined BBVA en España and held multiple positions. As the Managing Director/Dinero Express-Consumer finance, they led the design, launch, and rollout of the Consumer Finance project. Oscar also served as the Risk Collections Director, overseeing portfolios covering all banking products for individuals and SMEs. In their role as the Head of Global Credit Risk for Retail Banking, they played a key role in defining and implementing the Global Risk Appetite statements and the Corporate Risk framework.

Following their time at BBVA, Oscar joined Falabella Retail S.A as the Group Chief Financial & Risk Officer for LATAM. In this position, they were responsible for the risk and financial functions for the banking business in Chile, Colombia, Peru, Argentina, Mexico, and Brazil, managing a portfolio size of $10 billion and 8 million financial customers.

Oscar then joined 4finance as the Chief Risk Officer, where they focused on operational risk management and the implementation of key processes for the origination of microloans, installment loans, and POS financing.

Most recently, Oscar co-founded gibobs allbanks, where they initially served as the CEO-Founder and later transitioned to the role of Co-Founder. Additionally, they are appointed as an Advisory/Consejero at an unknown company starting in 2022.

Throughout their career, Oscar Baño Sanchez has shown expertise in risk management, operational processes implementation, and financial functions, with a strong focus on the banking and consumer finance sectors.

Oscar Baño Sanchez's education history is as follows:

From 1979 to 1992, Oscar attended Retamar, although no specific degree or field of study is mentioned for this period.

In 1998-1999, Oscar studied at the IE Business School, where they obtained an International MBA degree. No particular field of study is mentioned.

In 2001-2002, Oscar pursued a Master's degree in e-business at Universidad Pontificia Comillas.

In 2002-2003, Oscar attended Universidad Pontificia Comillas again, this time for an Executive e-business program. No degree or field of study is specified.

In 2005-2006, Oscar pursued a Master's degree in Leadership (PCL) at IESE Business School.

In 2012, Oscar attended the IESE Business School again, this time for a Postgraduate Certificate in Business (PCL). The field of study was specified as Business.

In 2019, Oscar studied at the Instituto Español de Estudios Financieros, where they obtained a certification as an Asesor de Crédito Inmobiliario (Real Estate Credit Advisor). No field of study is mentioned.