Helen Z.H. Lai, Ph.D.

Helen Z.H. Lai, Ph.D. has a strong background in finance and economics. Helen Z.H. started their career as a Financial Economist at the Office of the Comptroller of the Currency/ US Department of Treasury in 2001 and stayed in this role until 2005. From 2005 to 2008, they worked as a Senior Financial Economist at the Office of Thrift Supervision/US Department of Treasury. Subsequently, they joined The World Bank as an Independent Senior Financial Consultant and Economist, where they worked until 2012. In 2012, Helen joined the Government National Mortgage Association (Ginnie Mae) as a Senior Risk Manager & Economist at the Office of Enterprise Risk, where they continue to work.

Helen Z.H. Lai, Ph.D. completed their education in a chronological manner. Helen Z.H. began their educational journey at Wuhan University, where they obtained a Bachelor's degree in International Economics. This period is unspecified in terms of start and end years. Following this, they pursued further studies at Rutgers University - Newark, where they earned an MBA in Finance. This degree was earned between the years 1996 and 1999. Lastly, Helen continued their education at Rutgers University - Newark, where they obtained a Ph.D. in Finance, completing their doctoral studies between 1996 and 2001.