Joyce Neo is an experienced professional in credit risk management, currently serving as Provision Manager and previously as Assistant Manager in Regional Credit Risk at Grab since December 2021. Joyce has a strong background in risk analysis, gained through roles such as Senior Associate at Westpac, where responsibilities included portfolio analysis and regulatory reporting, and Consumer Portfolio Analyst at OCBC Bank, focusing on retail lending performance and loss forecasting. Earlier experience includes positions as a Risk Reporting Business Analyst at Credit Suisse, where creditworthiness assessments and regulatory reporting were key functions, and as a Credit Analyst at J.P. Morgan, facilitating credit loan processing. Joyce holds a Bachelor of Accounting & Finance from the University of London and a Diploma in Management Studies from the Singapore Institute of Management.
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