Tom Flad is an experienced mortgage professional currently serving as a Loan Officer at Union Home Mortgage Corp. since December 2021 and as the VP of Mortgage Lending at Guaranteed Rate since October 2021, holding a personal NMLS# 460278. Previously, Tom held the position of Mortgage Banker at Atlantic Home Loans, Inc. from August 2017 to October 2021 and served as Branch Manager at Mortgage Network, Inc. from February 2012 to August 2017, specializing in residential mortgages. Tom Flad completed education at Penn State University between 1967 and 1974.
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