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Bhaviya Mohandas

Head Of Mortgages And Real Estate at Habib Bank

Bhaviya Mohandas is a seasoned banking professional with extensive experience in product management and profitability ownership across various financial institutions. Currently serving as the Product Head for Assets at Abu Dhabi Islamic Bank since September 2014, Bhaviya oversees the profitability of personal and home finance portfolios for the expatriate segment. Previous roles include Head of Unsecured Lending at Barclays, where responsibilities encompassed developing consumer loans and marketing strategies, and Head of Performance Management at Standard Chartered Bank, focusing on sales performance and customer engagement. With a background in developing alternate banking channels at Mashreqbank, Bhaviya holds a Bachelor of Business Administration in Marketing and Finance from the University of Wollongong, obtained between 1995 and 1998.

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