Michael Kelly

Michael Kelly is a seasoned banking professional with extensive experience in commercial banking and relationship management. Most recently serving as Vice President of Commercial Banking at Southern Bank and Trust Company from March 2021 to July 2023, Michael specialized in supporting various sectors, including professional services, family-owned businesses, real estate finance, and municipal entities. Prior roles include Senior Vice President and Commercial Relationship Manager at First National Bank, as well as positions at Wells Fargo Bank, Comerica Bank, and La-Z-Boy. Michael holds an M.B.A. in International Business from Johnson & Wales University and a B.A. in Economics from the University of Rhode Island.