Nikki Howes

Handelsbanken Wealth & Asset Management is the wealth and investment management arm of Handelsbanken in the UK. Our focus is on long-term relationships and customer satisfaction. As part of the Handelsbanken Group, one of the world's safest banks, we operate in a culture that reflects the timeless values of trust and respect, for customers and colleagues alike. For over 30 years Handelsbanken Wealth & Asset Management (previously Heartwood Wealth Management) has been relied on by our customers, including business leaders and sophisticated financial professionals, to advise them and to manage their wealth. We focus on one objective – customer satisfaction – since a satisfied customer will be happy to both return and to recommend us. We deal with some of the most important issues that come into our clients’ and their families’ lives, so we believe it is essential to combine the personal care of a trusted adviser with the support of experts. We have no sales targets or incentives. Outstanding service and results have been the drivers in building our reputation for client satisfaction. Working together as a team, we are able to draw upon our specialists’ experience in many areas including pensions and retirement, tax, inheritance planning and investment management. We offer a focused range of global multi asset investment strategies, designed to suit most investing needs: Core, Sustainable and Income. Please visit our website www.wealthandasset.handelsbanken.co.uk for further information. Handelsbanken Wealth & Asset Management Limited is authorised and regulated by the Financial Conduct Authority (FCA) in the conduct of investment business and is a wholly-owned subsidiary of Handelsbanken plc. The value of any investment and income from it is not guaranteed and can fall as well as rise so that you may not realise the amount originally invested.