John Shroads Jr

John Shroads Jr is a seasoned financial executive with extensive experience in the banking and credit union sectors. Currently serving as the Executive Vice President and Chief Credit and Operating Officer at Har-co Credit Union since October 2019, John has previously held senior leadership positions, including Executive Vice President and Chief Credit Officer at Colombo Bank and Senior Vice President and Chief Lending Officer at The Adams National Bank. John's expertise encompasses loan underwriting, credit risk management, and portfolio growth, evidenced by an 80% increase in loan portfolio during tenure at The Adams National Bank. John has also provided consulting services in commercial real estate underwriting and loan review. Educated at Gettysburg College with a Bachelor's degree in Political Science, John has built a robust career over several decades across multiple financial institutions.