Crm Fred Espinoza

Director, Risk Management at Harvard Maintenance

Fred Espinoza has extensive experience in risk management, with their most recent role being the Director of Risk Management at Harvard Maintenance since May 2022. Prior to that, they held the same position at Miami HEAT from October 2021 to May 2022 and at Miami Marlins from May 2012 to October 2021. Fred also worked as an Insurance Engineering, Consulting, and Inspections professional at Loss Control Services, Inc. from November 2010 to May 2012. Fred served as a Project Manager at T-Mobile from September 2009 to October 2010 and as a Manager of Risk Management at Univision Communications Inc from September 2004 to March 2009. Before that, they held positions of Loss Control Supervisor at Amerisure Insurance from March 2002 to August 2004, Senior Loss Control Consultant at Firemans Fund Insurance Company from February 2001 to March 2002, and Loss Control Specialist at Crum & Forster from January 2000 to February 2001. Fred's earliest work experience includes working as a Risk Analyst at Riverview Realty Partners from August 1999 to January 2000.

Fred Espinoza, CRM has a comprehensive education history. Fred obtained their Master of Science degree in Environmental Management from the Illinois Institute of Technology, where they studied from 1999 to 2001. Prior to that, they completed their Bachelor of Science degree in Engineering Management at the University of Illinois Chicago, from 1985 to 1991. In addition to their academic achievements, Fred has also pursued additional certifications. Fred became a Certified Risk Manager (CRM) through The National Alliance for Insurance Education & Research in November 1999. Moreover, they obtained the CRM Designation from GRMI in the same month and year.


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  • Director, Risk Management

    May, 2022 - present

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