Bilal Ayub is a seasoned professional in the financial services industry, currently serving as a Relationship Manager at HBL Asset Management Limited since November 2021. Prior experience includes holding multiple roles, such as Group Sales Manager, Wealth Manager, and Investment Advisor at MCB Arif Habib Savings & Investments from August 2015 to October 2021. Bilal holds a Bachelor of Commerce (BCom) degree from Karachi University and possesses a Mutual Fund Distribution Certificate (CMFD IFMP).