HBL Microfinance Bank LTD
Waqar Aamir Katiar is a seasoned finance professional with extensive experience in credit and risk management across various microfinance institutions. Currently serving as a Senior Credit Officer at HBL Microfinance Bank LTD since September 2022, Waqar previously held the position of Area Credit Risk Manager at Apna Microfinance Bank Limited, leading a team of Branch Risk Officers. Waqar's background includes significant roles at The First MicroFinance Bank Ltd Pakistan, where responsibilities ranged from Area Risk Manager to Credit Officer, overseeing credit and operational risk for multiple branches, and consistently achieving a 100% recovery rate in unsecured loans. Waqar's career began as an Accountant at The Head Trust, with a formal education in Commerce from The University of Karachi in 2005.
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