Rathik Panigrahi

Rathik Panigrahi is an experienced professional in the banking sector, currently serving as the Product Head for Net & Mobile Banking Security at HDFC Bank since March 2021, where the focus is on balancing customer convenience with robust security measures. Prior to this, Rathik held various roles at ICICI Bank from November 2014 to March 2021, including Chief Manager of Product Development, where responsibilities included overseeing the development of Payment Processing and Service Delivery Architecture for the Ministry of Finance's e-Governance initiatives. Earlier roles at ICICI Bank also included Senior Manager and Business Analyst, contributing to the Public Financial Management System. Rathik's initial career began at T S Alloys Limited as an Assistant Manager overseeing mechanical maintenance. Rathik holds an MBA in Finance and Banking from NIIT University and a BTech from Biju Patnaik University of Technology, Odisha.