Rishav Jyoti Borah is an experienced banking professional with a focus on retail asset collection. Currently serving as a Manager of Retail Asset Collection at HDFC Bank since October 2022, Rishav also holds the position of Cluster Manager for Retail Asset Collection at Ujjivan Small Finance Bank since September 2021. Prior experience includes a managerial role in assets at North East Small Finance Bank from March 2012 to September 2021. Rishav earned a Bachelor's degree in Arts from Jorhat Jaganath Baruah College, completing studies there from 2004 to 2009.