Chad Cottingham

Chad Cottingham is an experienced Operational Risk Specialist currently employed at Heartland Bank and Trust Company since July 2021, previously serving as a Vendor Management Specialist. Prior to this role, Chad was at State Farm ® from January 2013 to July 2021, where responsibilities included leading risk management initiatives and managing multiple vendor engagements with varying risk levels. Additionally, Chad worked as an Operational Risk Analyst, overseeing the full risk lifecycle and establishing oversight programs within the Vehicle Lending sector. Chad holds a Bachelor of Arts in Political Science and Government from Illinois State University, earned between 2000 and 2002.