Heartland Mutual Insurance
Dave Penfound is an experienced professional in the insurance industry, currently serving as a Senior Personal Lines Underwriter at Heartland Farm Mutual since November 2016. Prior to this role, Dave Penfound worked as a Personal Lines Underwriter at Gore Mutual Insurance from May 2008 to November 2016. In addition to an extensive career in insurance, Dave Penfound is a dedicated musician and has been performing as a bass player for the band FIENDS since 2002. Educationally, Dave Penfound studied Internet web design and related fields at Westervelt College, Fanshawe College, and Conestoga College from 2004 to 2008.
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Heartland Mutual Insurance
Heartland Farm Mutual Inc. became a legal entity, formed from the merger of North Waterloo Farmers Mutual and Oxford Mutual. These two parent companies brought together long-standing experience in serving Ontario’s insurance needs. In August 2021, Heartland Farm Mutual amalgamated with The Kings Mutual Insurance Company of Berwick, Nova Scotia. The Kings Mutual Insurance Company has been fulfilling the needs of residential, commercial, and agricultural policyholders in Nova Scotia since 1904. Heartland Farm Mutual is in your community. Whether you're in agriculture, a business owner or a homeowner, more than ever, people like you appreciate the value of the mutual insurance alternative. Our Vision To be the leading Mutual dedicated to fulfilling our promise with a personal approach. Our Mission Providing tailored insurance solutions through exemplary customer experience-building on our legacy of protecting agribusiness and communities. Our Values • Integrity – Our strong moral principles are demonstrated by our commitment to honesty and fairness in all our interactions. • Diversity and Inclusion – We recognize and appreciate diversity and value the contributions of all by fostering an inclusive environment. • Accountability – We deliver on our promises and assume ownership of our actions. • Community & Environment – We contribute positively to improve the quality of life and the sustainability of our communities. • Progressive – We seize value opportunities and embrace change. • Customer Focus – We focus on providing the best customer experience and create outcomes that deliver long term value.