Rafael Espinosa Rivas

Rafael Espinosa Rivas is an experienced finance professional with a robust background in credit analysis and business control. Currently serving as the Business Controller Sales Leader and BC Strategic Assets Leader at HEINEKEN MÉXICO since February 2022, Rafael has previously held notable positions including Jefe Corporativo de Crédito at Fultra and Credit Analyst at Johnson Controls, where significant achievements included implementing credit policies and successfully transitioning credit operations internationally. Rafael's career began as an Administrative Assistant at Proaudio del norte S.A. de C. V. after earning a degree in Financial Administration with a focus on Accounting and Finance from Tecnológico de Monterrey.