Julio Carrillo

Julio Carrillo currently serves as AVP Card Service Manager at Helm Bank USA since April 2024. Prior to this role, Julio held various positions at Terrabank from February 2020 to April 2024, including Bankcards Operations and Risk Management Coordinator and Credit Card Portfolio Manager. A brief tenure as Card Services Specialist at Space Coast Credit Union occurred from November 2019 to February 2020. Julio also contributed to Amerant as an International Retail Representative from November 2018 to November 2019, and worked at Mercantil Bank from April 2018 to October 2018 as both a Fraud Prevention Analyst and Bankcards Specialist. Earlier experience includes managerial roles at Banesco Banco Universal between April 2008 and January 2015, overseeing bankcards issuance and distribution as well as authorization management.