Philip De Kozan

Highland Capital Brokerage is a national life insurance and annuity distribution company providing point-of-sale support, advanced marketing, and creative estate and business planningtechniques to financial advisors and insurance professionals. It delivers these services in an efficient, client-focused environment that extends to carrier andproduct expertise, underwriting negotiation, and complete back-office processing. Its core competencies include life insurance, annuities, and longevity planning. Highland delivers objective access to major insurancecarriers, advanced planning support, expertise in risk underwriting, and back-office processing to insurance brokers, financial planners, and various institutions such as banks, wirehouses,and certified public accountant firms.