Dhiraj Saraogi

Dhiraj Saraogi is currently the Head of Policy and Risk Management at Hiranandani Financial Services, a position held since September 2019. Prior to this role, Dhiraj served as Assistant Vice President at Reliance Money, overseeing policies for car loans, personal loans, and two-wheeler loans from April 2017 to September 2019. Dhiraj's extensive experience in risk management includes a tenure at Reliance Capital, where roles ranged from Chief Manager to Deputy Manager, focusing on car loans and agricultural loans while conducting exhaustive risk audits. Dhiraj also worked at HDFC Bank as Deputy Manager in Risk Intelligence and Control, managing operations in Jabalpur, Bhopal, and Gwalior. Educational qualifications include a Bachelor of Commerce in Accounting and Finance from Rourkela Municipal College and an MBA from ITM Group of Institutions.