Credit and Risk Management

The Credit and Risk Management team at Home First Finance Company (HFFC) is responsible for evaluating and mitigating financial risks associated with lending to low and middle-income individuals. This team conducts thorough project appraisals, manages credit underwriting processes, and oversees risk and credit operations to ensure loan repayment capabilities and minimize defaults. By implementing robust risk assessment models, they ensure that the company's credit portfolio remains healthy and sustainable while maintaining ease and transparency for first-time home buyers.