Tom Farrell is an industry veteran with more than 30 years of real estate finance experience across most geographies and layers of the capital stack. His current position is SVP/Division Manager of Umpqua Bank’s Homebuilder Finance Division. Umpqua Bank is a $26B commercial bank headquartered in Portland, OR. Prior to Umpqua Bank, Tom was Director of Business Development for Landmark Capital Advisors. Landmark sources debt and equity for commercial and residential real estate developers throughout the U.S. Before Landmark, Tom was with Sabal Financial Group as the Director of Home Builder Finance, where he formed a start-up homebuilder finance group providing non-recourse A&D and construction loans to homebuilders nationally. He was able to successfully take advantage of the gap created when commercial banks largely deserted the space during the housing downturn. Prior to Sabal, Tom was at Bank of America for 25 years in a number of positions of increasing responsibility in the Commercial Real Estate Bank. His last position at Bank of America was Division Executive in charge of the Homebuilder Division, which was the largest provider of financing to homebuilders nationally with over $13 billion in commitments. Tom earned his bachelor’s degree from Cornell University and his MBA from Pepperdine University. He is a member of ULI, NAHB, CBIA, HomeAid America (Treasurer), and the Cornell University Real Estate Council.