Mr. Hargovind Sachdev aged about 61 years is B.Sc Botany (Honours) and a postgraduate in English. He worked with State Bank of Travancore, State Bank of Patiala & State Bank of India where he was posted at Frankfurt Germany from 2006 to 2011 as Head of Credit. He had also worked as Chief Vigilance Officer (CVO) in UCO Bank. He travelled across 15 countries in Europe for Credit Dispensation. He has been trained in Credit & Foreign Exchange at Asian Institute of Management, Manila, Philippines & Euro Money, London.