Carol Ann Cinco

Carol Ann Cinco is the Head of the Institutional Client Group at HSBC. They began their career as an Account Assistant in the Corporate Banking Group at the Bank of the Philippine Islands from 1993 to 1997. Carol then served as an Assistant Manager in Credit Risk Management at Union Bank of the Philippines from 1997 to 2005, followed by a role as Credit Manager at China Bank PH from 2005 to 2007. They held various positions at HSBC from 2018 to 2022, including Senior Vice President and Vice President in the Financial Institutions Group and Public Sector. Carol completed a degree in Business Management at De La Salle University from 1990 to 1993.